买房

年利率. 利率 and terms as of 06/29/2024 based on credit history, 须经信贷审批, 如有更改，恕不另行通知. 超过80% LTV的贷款需要抵押贷款保险. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are 可用 for second homes and investment properties in CA at different rates and terms. 会籍及信用须经批准. Serving everyone who lives or works in San Diego, 河畔, 帝国, 橙色, 洛杉矶, 文图拉, 和圣贝纳迪诺县. A one-time $5 membership fee and savings account required. 限制.  

1. 5% Down 房屋贷款 rates and terms as of 3/22/2019. Payment examples are based on a purchase price of $300,000美元，首付5% (95% LTV)， 285美元,1万美元的单户贷款, 业主自住房屋，期限为30年. 3/1 ARM带3.250%的年利率是5.278%，每月还款额为1,380元.47. 5/1 ARM，速率为3.500%的年利率是4.993%，每月还款额为1,384美元.28. 7/1 ARM，速率为3.875%的年利率是4.959%，每月还款额为1,444美元.包括按揭保险.
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3. 5/5 ARM Advantage with an initial interest rate of 7.4月7日.153%，每月还款3,160元.19, there is no mortgage insurance for this loan. This does not include property insurance and taxes. 基于30年期限的付款示例, 物业价值$500,000, 贷款金额475美元,000, 单身家庭, 业主自住的. 利率 subject to change once every 5 years based on the weekly average of the 5-Year Constant Maturity Treasury (CMT) index rate as made 可用 by the Federal Reserve Board, 加上2的余量.50%. Maximum adjustment cap 2% every 5 years and 5% over the life of the loan.
4. 不包括欠买方代理的佣金. 返利由Home Rewards Group, Inc .颁发. to buyers and sellers who select and use a real estate agent in the Home Rewards network. Rebate is 20% for purchase only of a residential property. Payment is credited to your benefit at the close of transaction. Using 加州海岸信用社 for a mortgage loan is not a requirement to earn the rebate. 购买价格必须大于150,000美元. All rebates are subject to limitations, lender guidelines, state laws and other requirements. Certain properties may not be eligible for rebates. Please consult a qualified tax professional for advice on tax implications from receiving a rebate. Home Rewards Group, Inc. is not affiliated with 加州海岸信用社. 如有更改，恕不另行通知.